{"id":1385,"date":"2025-03-27T05:57:53","date_gmt":"2025-03-27T12:57:53","guid":{"rendered":"https:\/\/www.njnylawyers.com\/?p=1385"},"modified":"2026-01-09T09:01:43","modified_gmt":"2026-01-09T16:01:43","slug":"how-medical-bills-are-paid-after-a-car-accident-in-new-jersey","status":"publish","type":"post","link":"https:\/\/www.njnylawyers.com\/es\/blog\/how-medical-bills-are-paid-after-a-car-accident-in-new-jersey\/","title":{"rendered":"C\u00f3mo se pagan las facturas m\u00e9dicas tras un accidente de tr\u00e1fico en Nueva Jersey"},"content":{"rendered":"\n<section class=\"gp-cta\" aria-labelledby=\"gp-cta-title\">\n  <style>\n    .gp-cta,\n    .gp-cta * {\n      color: #fff !important;\n    }\n\n    .gp-cta {\n      background: #1e1e1e;\n      border-radius: 16px;\n      padding: clamp(20px, 3.5vw, 36px);\n      margin: 2.25rem 0;\n      box-shadow: 0 10px 30px rgba(0,0,0,.12), 0 6px 12px rgba(0,0,0,.06);\n    }\n\n    \/* \ud83d\udd25 NEW padding fix *\/\n    .gp-cta__inner {\n      padding: 0 24px; \/* Add side padding *\/\n    }\n\n    .gp-cta h3 {\n      margin-top: 0;\n      font-size: clamp(1.25rem, 2.2vw, 1.75rem);\n      font-weight: 700;\n    }\n\n    .gp-cta p {\n      margin: 0 0 1rem 0;\n      font-size: clamp(.98rem, 1.3vw, 1.05rem);\n    }\n\n    .gp-cta__button {\n      background: #ececec;\n      color: #1e1e1e !important;\n      padding: 12px 18px;\n      border-radius: 999px;\n      text-decoration: none;\n      font-weight: 700;\n      display: inline-flex;\n      align-items: center;\n      gap: .55rem;\n      margin-top: 12px;\n    }\n\n    .gp-cta__trust {\n      margin-top: 12px;\n      font-size: .86rem;\n      opacity: .9;\n    }\n  <\/style>\n\n  <div class=\"gp-cta__inner\">\n    <h3 id=\"gp-cta-title\">Injured in a Car Accident and Have Medical Bills Piling Up?<\/h3>\n    <p>After a car accident in New Jersey, medical bills can quickly become overwhelming. Understanding your insurance policy and available resources is crucial to managing these expenses effectively.<\/p>\n\n    <a class=\"gp-cta__button\" href=\"https:\/\/www.njnylawyers.com\/contact\/\">\n      Schedule Your Free Consultation\n      <svg aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\">\n        <path d=\"M5 12h12M13 6l6 6-6 6\"\n              stroke=\"currentColor\" stroke-width=\"2\"\n              stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n      <\/svg>\n    <\/a>\n\n    <div class=\"gp-cta__trust\">Free consultations \u2022 Available 24\/7<\/div>\n  <\/div>\n<\/section>\n\n\n\n<p>The ambulance ride was over in minutes, and the hospital stay lasted only a few hours. The injuries? They will take much longer to heal.<\/p>\n\n\n\n<p>Now, the medical bills are piling up. The total keeps growing, and so do the questions. How medical bills are paid after a car accident isn\u2019t always straightforward. Who covers the costs, and what happens when insurance falls short?<\/p>\n\n\n\n<p>Keep reading to learn who pays for medical bills after a <a href=\"https:\/\/www.njnylawyers.com\/new-jersey-car-accident-lawyers\/\">car accident in New Jersey<\/a> and how recouping those expenses helps avoid unnecessary debt.<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">Who Pays First? Understanding New Jersey\u2019s No-Fault Insurance System<\/h2>\n\n\n\n<p>New Jersey operates under a<a href=\"https:\/\/www.njnylawyers.com\/blog\/how-does-no-fault-insurance-work-in-new-york\/\"> no-fault insurance system<\/a>, which means your auto insurance policy covers your medical expenses, regardless of who caused the crash. This coverage, known as Personal Injury Protection (PIP), is required on all New Jersey auto insurance policies.<\/p>\n\n\n\n<p><strong>PIP coverage covers:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Emergency room visits and hospital stays;<\/li>\n\n\n\n<li>Doctor appointments and follow-up care;<\/li>\n\n\n\n<li>Physical therapy and rehabilitation;<\/li>\n\n\n\n<li>Prescription medications;<\/li>\n\n\n\n<li>Diagnostic tests (X-rays, MRIs, CT scans); and<\/li>\n\n\n\n<li>Ambulance transportation.<\/li>\n<\/ul>\n\n\n\n<p>The standard PIP policy in New Jersey covers up to $250,000 in medical expenses for injuries, but drivers can select limits as low as $15,000 per accident. Lower coverage means more out-of-pocket expenses, so knowing what your policy includes is crucial.<\/p>\n\n\n\n<p><strong>Example:<\/strong> A driver who selected the $15,000 PIP limit and suffered a back injury requiring surgery could face medical bills exceeding $50,000. <\/p>\n\n\n\n<p>After using the PIP coverage, the driver must cover the remaining $35,000 through health insurance, out-of-pocket payments, or a claim against the at-fault driver.<\/p>\n\n\n<p>[ai_search_widget samples=&#8221;5&#8243; show_citations=&#8221;true&#8221; page_filter=&#8221;true&#8221; title=&#8221;Questions? Get Instant Answers&#8221; subtitle=&#8221;Get answers from our content&#8221; placeholder=&#8221;How can we help?&#8221;]<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Does Health Insurance Cover Car Accident Bills?<\/h2>\n\n\n\n<p>Many drivers assume health insurance automatically covers car accident medical bills, but that\u2019s not always true. Some health insurance policies exclude auto accident injuries or only provide secondary coverage after reaching PIP limits.<\/p>\n\n\n\n<p>New Jersey allows drivers to choose health insurance as their primary medical coverage for auto accidents. This option can reduce auto insurance premiums but also comes with potential drawbacks, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>High deductibles before coverage kicks in,<\/li>\n\n\n\n<li>Co-pays for each medical visit, and<\/li>\n\n\n\n<li>Limited coverage for accident-related treatments.<\/li>\n<\/ul>\n\n\n\n<p>Verifying coverage with a health insurance provider prevents surprise expenses later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What If PIP Coverage Runs Out?<\/h2>\n\n\n\n<p>Car accident injuries frequently lead to medical costs that exceed PIP coverage. When that happens, additional payment sources include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Health insurance. <\/strong>Once PIP reaches its limit, a health insurance plan might cover the remaining expenses, depending on the policy.<\/li>\n\n\n\n<li><strong>Medicaid or Medicare.<\/strong> These programs assist eligible individuals with accident-related medical bills after they reach PIP limits.<\/li>\n\n\n\n<li><strong>At-fault driver\u2019s insurance.<\/strong> Filing a claim against the at-fault driver can potentially recover unpaid expenses, especially in severe injury cases.<\/li>\n\n\n\n<li><strong>Personal funds.<\/strong> Without enough coverage, accident victims may have to pay the remaining balances themselves.<\/li>\n<\/ul>\n\n\n\n<p>When medical expenses go beyond what insurance covers, accident victims typically look for additional ways to get reimbursed. <\/p>\n\n\n\n<p>New Jersey\u2019s<a href=\"https:\/\/www.njnylawyers.com\/blog\/new-jersey-car-accident-statute-of-limitations\/\"> two-year statute of limitations<\/a> sets a deadline for filing a claim against an at-fault driver. Failing to act within this timeframe can mean losing the ability to seek compensation for unpaid medical bills.<\/p>\n\n\n\n<p><strong>Example:<\/strong> A motorcyclist struck by a distracted driver suffered multiple fractures requiring multiple surgeries. PIP covered the initial $250,000, but ongoing care pushed total expenses beyond $500,000. A claim against the at-fault driver might provide the rider with additional compensation to cover outstanding medical costs.<\/p>\n\n\n<pre class=\"ti-widget\"><template id=\"trustindex-google-widget-html\"><div class=\" ti-widget  ti-goog ti-review-text-mode-readmore ti-text-align-left\" data-no-translation=\"true\" data-time-locale=\"%d %s ago|today|day|days|week|weeks|month|months|year|years\" data-plugin-version=\"13.2.8\" data-layout-id=\"15\" data-layout-category=\"slider\" data-set-id=\"drop-shadow\" data-pid=\"\" data-language=\"en\" data-close-locale=\"Close\" data-review-target-width=\"300\" data-css-version=\"2\" data-reply-by-locale=\"Owner's reply\" data-only-rating-locale=\"This user only left a rating.\" data-pager-autoplay-timeout=\"6\"> <div class=\"ti-widget-container ti-col-3\"> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\">  <div data-empty=\"0\" data-time=\"1706572800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->I think this Law Firm is great they got me twice the money that other law firms have quoted and it didn't take that long either once Jared got my case he worked diligently for my child to get the money that she deserved thanks Jared<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVOKwQ_BllmyWz8uPeXNdZ0FC-_9Sam4EI1PqDxfJB7sA=w40-h40-c-rp-mo-br100\" alt=\"Elizabeth Btw profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Elizabeth Btw <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1699488000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Really nice and caring staff. Got my case resolved in a few months. Highly recommend the team!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIQGWBzOdjv4CGB3T0kM4f1WuhwmbiyGFLKWP4jykMy=w40-h40-c-rp-mo-br100\" alt=\"Riya Tiwari profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Riya Tiwari <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1698019200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->My Wonderful\nLawyer,\nMr. Gary Basso, Esq. (Bronx, NY)\nReferred me to\nMedical Malpractice\nAttorney,\nMr. David Pierguidi, Esq.\nof The Glugeth\n&amp; Pierguidi Law Firm.\nMr. Pierguidi went right to work on my Case and put in alot of time and effort.\nHe Successfully\nSettled my Case\nwith the Best Possible Outcome\nand Monetary\nAward.\nI found David to be Very Kind,\nCaring, and a true\nExpert in his Field.\nI can't Thank him\nenough!\n\nEllen S. Friedman<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIY_Gs2FwhDBvI6Mi-myNjxwrwkwsXUNj7xVGqpKN-T=w40-h40-c-rp-mo-br100\" alt=\"Ellen Friedman profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Ellen Friedman <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1696464000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Honestly, a solid experience working with this firm. Very knowledgeable and dedicated to their clientele. I would suggest to me friends and family in the future, for sure! David is the real MVP! Thank you guys very much for your support, professionalism and patience.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjV_cJxQ_GnlxdBFqRSDfTQgkn3-hC_QEplkTmmW8QkZTDY=w40-h40-c-rp-mo-br100\" alt=\"Justin Velez profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Justin Velez <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1696464000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Estoy muy agradecido con el equipo de Glugeth &amp; Pierguidi, por que me brindaron un gran apoyo en mi caso, son un equipo integro, tienen un amplio conocimiento y experiencia en casos reales que conllevo a lograr el triunfo en mi caso. Los puedo recomendar completamente,  se que hacen lo mejor para uno, les expreso mi mas profundo agradecimiento y con el coraz\u00f3n anhelo que Dios los bendiga,  se merecen muchos triunfos y bendiciones.  Muchas gracias<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJz5nKnOlfWBnDF_R4lL7OAR_zXflfAOlABEIPBeRv0=w40-h40-c-rp-mo-br100\" alt=\"Fernando Pena profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Fernando Pena <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1695340800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->I strongly recommend Jared Glugeth,and his legal team.\nthey were very professional, informative, and caring.\nthank you guies, and i wish you God's richest blessing.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKT_0WzBs4zyVHZX6X97eGBEe0H-kkyfKxkXykwwt40=w40-h40-c-rp-mo-br100\" alt=\"Lancelot Wright profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Lancelot Wright <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1694908800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->I highly recommend Jared, who was very consultative and professional when he represented me during my accident case. He communicated the process very clearly with me and looked out for my interests, resulting in a favorable outcome.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKazhwJkcYtVpMcqPqTzbr-L_Y1wmwNbhlNJDtbuzcQ=w40-h40-c-rp-mo-br100\" alt=\"Isabelle Albert profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Isabelle Albert <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1692144000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Muy bueno , los recomiendo, trabajas muy r\u00e1pido , los caso<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjW3p9Jed3dXZ_ZJ8bcyf4xyR9GDKlnJBn3Phlfu07cb-Q=w40-h40-c-rp-mo-br100\" alt=\"Juan Rodriguez profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Juan Rodriguez <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1691539200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Very happy with the outcome of my case.  David and I set a settlement goal when we started my case.  David managed to settle for double our original goal! David and Jared were there whenever I had questions and never hesitated to meet with me to discuss my case.  I highly recommend this law firm.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIfuT0nN1WE2HtW6ahO-G_Xg_f16gDkU4K3pWLkGl8C=w40-h40-c-rp-mo-br100\" alt=\"Bill Halkias profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Bill Halkias <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1691193600\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->From the moment I called about my case Glugeth &amp; Pierguidi P.C. was amazing to work with. They gotten me what I deserve, any questions or concerns I had they answer and always reachable when needed! I highly recommend, you won\u2019t be disappointed by them. They work hard for what you deserve. Thank you for taking my case!!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjX2ua7agAaKYtvWXg6_69W4_ktZx30up6fMpGIcxscSuS4=w40-h40-c-rp-mo-br100\" alt=\"taisha g profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> taisha g <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div>    <\/div> <\/div> <\/template><\/pre><div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?wp-widget\" data-template-id=\"trustindex-google-widget-html\" data-css-url=\"https:\/\/www.njnylawyers.com\/wp-content\/uploads\/trustindex-google-widget.css?1774154882\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Who Pays the Medical Bills in a Car Accident When Passengers Are Involved?<\/h2>\n\n\n\n<p>Passengers injured in a crash might wonder who pays the medical bills in a car accident. In New Jersey, coverage depends on the situation:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Passenger\u2019s auto insurance.<\/strong> If a passenger has a New Jersey auto policy with PIP, their insurance covers medical costs first.<\/li>\n\n\n\n<li><strong>Driver\u2019s PIP coverage. <\/strong>If the injured passenger doesn\u2019t have auto insurance, the policy covering the vehicle they were in will typically apply.<\/li>\n\n\n\n<li><strong>Household member\u2019s policy.<\/strong> A passenger without insurance might have coverage under a policy held by a family member in their household.<\/li>\n<\/ul>\n\n\n\n<p>These rules ensure injured passengers receive immediate medical coverage without waiting for a liability determination.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Negotiating Medical Bills After an Accident<\/h2>\n\n\n\n<p>Even with insurance, accident victims often receive medical bills they can\u2019t afford. Negotiating medical bills after an accident is one way to keep costs from getting out of control.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Request an itemized bill.<\/strong> Medical bills often contain overcharges, incorrect billing codes, or never-provided services. Reviewing each charge helps prevent overpayment.<\/li>\n\n\n\n<li><strong>Ask for a discount.<\/strong> Many hospitals and doctors reduce bills for upfront cash payments. Even a partial lump-sum payment lowers your balance.<\/li>\n\n\n\n<li><strong>Set up a payment plan.<\/strong> Some hospitals and healthcare providers allow monthly installments that fit within a reasonable budget.<\/li>\n\n\n\n<li><strong>Get support from a medical billing advocate.<\/strong> These professionals understand medical billing codes and work to dispute overcharges and negotiate lower payments.&nbsp;<\/li>\n\n\n\n<li><strong>Apply for financial assistance.<\/strong> New Jersey hospitals<a href=\"https:\/\/www.nj.gov\/health\/charitycare\/documents\/charitycare_factsheet_en.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"> must provide<\/a> economic assistance programs for qualifying patients. Asking about available aid can significantly reduce expenses.<\/li>\n<\/ul>\n\n\n\n<p>Many accident victims don\u2019t realize that medical providers expect negotiations. Hospital administrators and billing departments frequently accept reduced amounts, especially if they believe the patient will struggle to pay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Medical Bills Are Piling Up\u2014Glugeth &amp; Pierguidi, P.C. Knows What to Do<\/h2>\n\n\n\n<p>Medical expenses can quickly spiral after an accident, leaving drivers and passengers overwhelmed with bills. How medical bills are paid after a car accident in New Jersey depends on multiple factors, including PIP coverage and health insurance.<\/p>\n\n\n\n<p>The experienced and knowledgeable <a href=\"https:\/\/www.njnylawyers.com\/about\/\">team at Glugeth &amp; Pierguidi, P.C.<\/a> can help you recover medical expenses, fight unfair insurance denials, and pursue claims against at-fault drivers. Insurance companies often try to minimize payouts, but accident victims don\u2019t have to accept less than they deserve.<\/p>\n\n\n\n<p>We take action when medical bills from a car accident start stacking up. Get answers, take control, and claim what you are owed before time runs out. <a href=\"https:\/\/www.njnylawyers.com\/contact\/\" rel=\"nofollow\">Contact us today<\/a> for a consultation. <\/p>\n\n\n\n<p>Let us answer your questions, develop a plan, and get to work recovering the compensation you need to get back to your normal life.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Where to Find Our New Jersey Office<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m14!1m8!1m3!1d12092.445091249585!2d-74.029034!3d40.737577!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c259e1af955555%3A0xeacf7e54eda118dc!2sGlugeth%20%26%20Pierguidi%2C%20P.C.!5e0!3m2!1sen!2sus!4v1728477437258!5m2!1sen!2sus\" width=\"600\" height=\"450\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Injured in a Car Accident and Have Medical Bills Piling Up? After a car accident in New Jersey, medical bills can quickly become overwhelming. Understanding your insurance policy and available resources is crucial to managing these expenses effectively. Schedule Your Free Consultation Free consultations \u2022 Available 24\/7 The ambulance ride was over in minutes, and the hospital stay lasted only a few hours. The injuries? They will take much longer to heal. Now, the medical bills are piling up. The total keeps growing, and so do the questions. How medical bills are paid after a car accident isn\u2019t always straightforward. Who covers the costs, and what happens when insurance falls short? Keep reading to learn who pays for medical bills after a car accident in New Jersey and how recouping those expenses helps avoid unnecessary debt. Who Pays First? Understanding New Jersey\u2019s No-Fault Insurance System New Jersey operates under a no-fault insurance system, which means your auto insurance policy covers your medical expenses, regardless of who caused the crash. This coverage, known as Personal Injury Protection (PIP), is required on all New Jersey auto insurance policies. PIP coverage covers: The standard PIP policy in New Jersey covers up to $250,000 in medical expenses for injuries, but drivers can select limits as low as $15,000 per accident. Lower coverage means more out-of-pocket expenses, so knowing what your policy includes is crucial. Example: A driver who selected the $15,000 PIP limit and suffered a back injury requiring surgery could face medical bills exceeding $50,000. After using the PIP coverage, the driver must cover the remaining $35,000 through health insurance, out-of-pocket payments, or a claim against the at-fault driver. Does Health Insurance Cover Car Accident Bills? Many drivers assume health insurance automatically covers car accident medical bills, but that\u2019s not always true. Some health insurance policies exclude auto accident injuries or only provide secondary coverage after reaching PIP limits. New Jersey allows drivers to choose health insurance as their primary medical coverage for auto accidents. This option can reduce auto insurance premiums but also comes with potential drawbacks, such as: Verifying coverage with a health insurance provider prevents surprise expenses later. What If PIP Coverage Runs Out? Car accident injuries frequently lead to medical costs that exceed PIP coverage. When that happens, additional payment sources include: When medical expenses go beyond what insurance covers, accident victims typically look for additional ways to get reimbursed. New Jersey\u2019s two-year statute of limitations sets a deadline for filing a claim against an at-fault driver. Failing to act within this timeframe can mean losing the ability to seek compensation for unpaid medical bills. Example: A motorcyclist struck by a distracted driver suffered multiple fractures requiring multiple surgeries. PIP covered the initial $250,000, but ongoing care pushed total expenses beyond $500,000. A claim against the at-fault driver might provide the rider with additional compensation to cover outstanding medical costs. Who Pays the Medical Bills in a Car Accident When Passengers Are Involved? Passengers injured in a crash might wonder who pays the medical bills in a car accident. In New Jersey, coverage depends on the situation: These rules ensure injured passengers receive immediate medical coverage without waiting for a liability determination. Negotiating Medical Bills After an Accident Even with insurance, accident victims often receive medical bills they can\u2019t afford. Negotiating medical bills after an accident is one way to keep costs from getting out of control. Many accident victims don\u2019t realize that medical providers expect negotiations. Hospital administrators and billing departments frequently accept reduced amounts, especially if they believe the patient will struggle to pay. Medical Bills Are Piling Up\u2014Glugeth &amp; Pierguidi, P.C. Knows What to Do Medical expenses can quickly spiral after an accident, leaving drivers and passengers overwhelmed with bills. How medical bills are paid after a car accident in New Jersey depends on multiple factors, including PIP coverage and health insurance. The experienced and knowledgeable team at Glugeth &amp; Pierguidi, P.C. can help you recover medical expenses, fight unfair insurance denials, and pursue claims against at-fault drivers. Insurance companies often try to minimize payouts, but accident victims don\u2019t have to accept less than they deserve. We take action when medical bills from a car accident start stacking up. Get answers, take control, and claim what you are owed before time runs out. Contact us today for a consultation. Let us answer your questions, develop a plan, and get to work recovering the compensation you need to get back to your normal life. Where to Find Our New Jersey Office<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_ai_research_index":"1","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1385","post","type-post","status-publish","format-standard","hentry","category-car-accidents"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Medical Bills Are Paid After a Car Accident in New Jersey<\/title>\n<meta name=\"description\" content=\"How medical bills are paid after a car accident isn\u2019t always straightforward. 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