{"id":1669,"date":"2025-11-10T00:19:06","date_gmt":"2025-11-10T07:19:06","guid":{"rendered":"https:\/\/www.njnylawyers.com\/?p=1669"},"modified":"2025-12-04T11:41:28","modified_gmt":"2025-12-04T18:41:28","slug":"how-insurance-works-after-a-pedestrian-accident-in-new-jersey","status":"publish","type":"post","link":"https:\/\/www.njnylawyers.com\/zh\/blog\/how-insurance-works-after-a-pedestrian-accident-in-new-jersey\/","title":{"rendered":"\u65b0\u6cfd\u897f\u5dde\u53d1\u751f\u884c\u4eba\u4e8b\u6545\u540e\u4fdd\u9669\u5982\u4f55\u53d1\u6325\u4f5c\u7528"},"content":{"rendered":"\n<section class=\"gp-cta\" aria-labelledby=\"gp-cta-title\">\n  <style>\n    .gp-cta,\n    .gp-cta * {\n      color: #fff !important;\n    }\n\n    .gp-cta {\n      background: #1e1e1e;\n      border-radius: 16px;\n      padding: clamp(20px, 3.5vw, 36px);\n      margin: 2.25rem 0;\n      box-shadow: 0 10px 30px rgba(0,0,0,.12), 0 6px 12px rgba(0,0,0,.06);\n    }\n\n    \/* \ud83d\udd25 NEW padding fix *\/\n    .gp-cta__inner {\n      padding: 0 24px; \/* Add side padding *\/\n    }\n\n    .gp-cta h3 {\n      margin-top: 0;\n      font-size: clamp(1.25rem, 2.2vw, 1.75rem);\n      font-weight: 700;\n    }\n\n    .gp-cta p {\n      margin: 0 0 1rem 0;\n      font-size: clamp(.98rem, 1.3vw, 1.05rem);\n    }\n\n    .gp-cta__button {\n      background: #ececec;\n      color: #1e1e1e !important;\n      padding: 12px 18px;\n      border-radius: 999px;\n      text-decoration: none;\n      font-weight: 700;\n      display: inline-flex;\n      align-items: center;\n      gap: .55rem;\n      margin-top: 12px;\n    }\n\n    .gp-cta__trust {\n      margin-top: 12px;\n      font-size: .86rem;\n      opacity: .9;\n    }\n  <\/style>\n\n  <div class=\"gp-cta__inner\">\n    <h3 id=\"gp-cta-title\">Injured in a pedestrian accident in New Jersey?<\/h3>\n    <p>We undertand you may be scared and confused on what to do next. We\u2019ll review your situation, explain your options, and handle the insurance company while you focus on healing.<\/p>\n\n    <a class=\"gp-cta__button\" href=\"https:\/\/www.njnylawyers.com\/contact\/\">\n      Schedule Your Free Consultation\n      <svg aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\">\n        <path d=\"M5 12h12M13 6l6 6-6 6\"\n              stroke=\"currentColor\" stroke-width=\"2\"\n              stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n      <\/svg>\n    <\/a>\n\n    <div class=\"gp-cta__trust\">Free consultations \u2022 Available 24\/7<\/div>\n  <\/div>\n<\/section>\n\n\n\n<p class=\"wp-block-paragraph\">Getting hit by a car while walking can leave you with serious injuries, mounting medical bills, and endless questions about who is going to pay for it all. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In New Jersey, pedestrian accident insurance coverage depends on a combination of your own policy (if you have one), the driver\u2019s coverage, and other options like uninsured motorist protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding where <a href=\"https:\/\/www.njnylawyers.com\/blog\/settlement-pedestrian-accidents\/\">your compensation will come<\/a> from isn\u2019t always straightforward. Between New Jersey\u2019s no-fault rules and varying insurance policies, even a minor accident can result in a major insurance headache. That\u2019s where a knowledgeable legal team makes all the difference.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At Glugeth &amp; Pierguidi, P.C., we help injured pedestrians navigate the complexities of their claims. With over 30 years of combined legal experience, our attorneys know <a href=\"https:\/\/www.njnylawyers.com\/blog\/long-to-settle-pedestrian-accident\/\">how to handle pedestrian claims<\/a> efficiently and strategically. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re struggling to get answers or a fair payout, we\u2019re here to make sure you don\u2019t get left behind. Read on to learn whether car insurance covers pedestrian accidents and, if so, what types of insurance cover pedestrian accidents.<\/p>\n\n\n\n<style>\n.keypoints-box {\n    border: 2px solid #1e1e1e;\n    padding: 20px;\n    margin: 25px 0;\n    border-radius: 8px;\n    background: #fafafa;\n}\n\n.keypoints-box h3 {\n    margin-top: -10px;\n    background: #fafafa;\n    display: inline-block;\n    padding: 0 10px;\n    font-size: 1.25rem;\n    font-weight: 700;\n    color: #1e1e1e;\n}\n\n.keypoints-box ul {\n    margin-top: 15px;\n    padding-left: 20px;\n}\n\n.keypoints-box ul li {\n    margin-bottom: 10px;\n    line-height: 1.5;\n}\n<\/style>\n\n<div class=\"keypoints-box\">\n    <h3>Key Points<\/h3>\n    <ul>\n        <li>New Jersey uses a no-fault insurance system, meaning your own PIP coverage pays for medical expenses\u2014even if you were a pedestrian.<\/li>\n        <li>You may also have access to coverage through a household member\u2019s auto insurance policy.<\/li>\n        <li>If the driver was negligent, you can pursue a liability claim against their insurance for pain and suffering and other damages.<\/li>\n        <li>Pedestrians without PIP coverage can still file a claim through the at-fault driver\u2019s insurance policy.<\/li>\n        <li>A personal injury lawyer can help identify all available insurance sources and maximize compensation.<\/li>\n    <\/ul>\n<\/div>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">Does Car Insurance Cover Pedestrian Accidents in New Jersey?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, car insurance generally covers pedestrian accidents in New Jersey. However, determining which policy pays depends on several factors, such as whether you have your own car insurance or if the driver was uninsured at the time of the accident.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Insurance Covers Pedestrian Accidents?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When a pedestrian is hit by a car, pedestrian injury coverage may come from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Personal Injury Protection (PIP)<\/strong>\u2014from the pedestrian\u2019s own auto insurance policy;<\/li>\n\n\n\n<li><strong>The driver\u2019s auto insurance<\/strong>\u2014when the driver\u2019s <a href=\"https:\/\/www.njnylawyers.com\/blog\/how-negligence-is-proven-in-pedestrian-injury-cases\/\">negligence<\/a> caused the crash, and your damages exceed your PIP limits; and<\/li>\n\n\n\n<li><strong>Uninsured or underinsured motorist (UM\/UIM)<\/strong>\u2014coverage if the at-fault driver has no or insufficient insurance.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Each of these options serves a different purpose and has its own limits. Understanding how they interact is key to ensuring your medical bills and related losses are fully covered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Your Personal Auto Insurance and PIP Coverage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you have a car registered in New Jersey, your Personal Injury Protection (PIP) benefits typically cover your injuries even when you\u2019re struck as a pedestrian. PIP is part of your no-fault coverage, meaning it pays for medical costs regardless of who caused the accident.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your pedestrian injury coverage under <a href=\"https:\/\/lis.njleg.state.nj.us\/nxt\/gateway.dll\/statutes\/1\/32373\/33765?f=templates$fn=document-frameset.htm$q=%5Brank,100%3A%5Bdomain%3A39%3A6A-4%5D%20%5Bsum%3A39%3A6A-4%5D%20%5D%20$x=server$3.0#LPHit1\" target=\"_blank\" rel=\"noreferrer noopener\">PIP may include<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medical expenses,<\/li>\n\n\n\n<li>Lost wages if you\u2019re unable to work,<\/li>\n\n\n\n<li>Essential services like household help if you\u2019re disabled, and<\/li>\n\n\n\n<li>Death and funeral benefits (in fatal cases).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Standard PIP coverage can reach up to $250,000 per person per accident. However, some drivers opt for lower coverage amounts to lower their premiums.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even though you weren\u2019t driving, your PIP \u201cfollows you.\u201d It covers you while walking, biking, or even as a passenger. This immediate coverage ensures you receive medical treatment right away without waiting for fault to be determined.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, PIP doesn\u2019t cover everything. It excludes noneconomic damages, such as <a href=\"https:\/\/www.njnylawyers.com\/blog\/automobile-accident-pain-and-suffering-damages\/\">pain and suffering<\/a>, which must be pursued separately against the at-fault driver.<\/p>\n\n\n<pre class=\"ti-widget\" style=\"display: none\"><template id=\"trustindex-google-widget-html\"><div class=\" ti-widget  ti-goog ti-review-text-mode-readmore ti-text-align-left\" data-no-translation=\"true\" data-time-locale=\"%d %s ago|today|day|days|week|weeks|month|months|year|years\" data-plugin-version=\"13.3.2\" data-layout-id=\"15\" data-layout-category=\"slider\" data-set-id=\"drop-shadow\" data-pid=\"\" data-language=\"en\" data-close-locale=\"Close\" data-review-target-width=\"300\" data-css-version=\"2\" data-reply-by-locale=\"Owner&apos;s reply\" data-only-rating-locale=\"This user only left a rating.\" data-pager-autoplay-timeout=\"6\"> <div class=\"ti-widget-container ti-col-3\"> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\">  <div data-empty=\"0\" data-time=\"1706572800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->I think this Law Firm is great they got me twice the money that other law firms have quoted and it didn't take that long either once Jared got my case he worked diligently for my child to get the money that she deserved thanks Jared<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVOKwQ_BllmyWz8uPeXNdZ0FC-_9Sam4EI1PqDxfJB7sA=w40-h40-c-rp-mo-br100\" alt=\"Elizabeth Btw profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Elizabeth Btw <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1699488000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Really nice and caring staff. Got my case resolved in a few months. Highly recommend the team!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIQGWBzOdjv4CGB3T0kM4f1WuhwmbiyGFLKWP4jykMy=w40-h40-c-rp-mo-br100\" alt=\"Riya Tiwari profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Riya Tiwari <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1698019200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->My Wonderful\nLawyer,\nMr. Gary Basso, Esq. (Bronx, NY)\nReferred me to\nMedical Malpractice\nAttorney,\nMr. David Pierguidi, Esq.\nof The Glugeth\n&amp; Pierguidi Law Firm.\nMr. Pierguidi went right to work on my Case and put in alot of time and effort.\nHe Successfully\nSettled my Case\nwith the Best Possible Outcome\nand Monetary\nAward.\nI found David to be Very Kind,\nCaring, and a true\nExpert in his Field.\nI can't Thank him\nenough!\n\nEllen S. Friedman<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIY_Gs2FwhDBvI6Mi-myNjxwrwkwsXUNj7xVGqpKN-T=w40-h40-c-rp-mo-br100\" alt=\"Ellen Friedman profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Ellen Friedman <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1696464000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Honestly, a solid experience working with this firm. Very knowledgeable and dedicated to their clientele. I would suggest to me friends and family in the future, for sure! David is the real MVP! Thank you guys very much for your support, professionalism and patience.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjV_cJxQ_GnlxdBFqRSDfTQgkn3-hC_QEplkTmmW8QkZTDY=w40-h40-c-rp-mo-br100\" alt=\"Justin Velez profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Justin Velez <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1696464000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Estoy muy agradecido con el equipo de Glugeth &amp; Pierguidi, por que me brindaron un gran apoyo en mi caso, son un equipo integro, tienen un amplio conocimiento y experiencia en casos reales que conllevo a lograr el triunfo en mi caso. Los puedo recomendar completamente,  se que hacen lo mejor para uno, les expreso mi mas profundo agradecimiento y con el coraz\u00f3n anhelo que Dios los bendiga,  se merecen muchos triunfos y bendiciones.  Muchas gracias<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJz5nKnOlfWBnDF_R4lL7OAR_zXflfAOlABEIPBeRv0=w40-h40-c-rp-mo-br100\" alt=\"Fernando Pena profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Fernando Pena <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1695340800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->I strongly recommend Jared Glugeth,and his legal team.\nthey were very professional, informative, and caring.\nthank you guies, and i wish you God's richest blessing.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKT_0WzBs4zyVHZX6X97eGBEe0H-kkyfKxkXykwwt40=w40-h40-c-rp-mo-br100\" alt=\"Lancelot Wright profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Lancelot Wright <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1694908800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->I highly recommend Jared, who was very consultative and professional when he represented me during my accident case. He communicated the process very clearly with me and looked out for my interests, resulting in a favorable outcome.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKazhwJkcYtVpMcqPqTzbr-L_Y1wmwNbhlNJDtbuzcQ=w40-h40-c-rp-mo-br100\" alt=\"Isabelle Albert profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Isabelle Albert <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1692144000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Muy bueno , los recomiendo, trabajas muy r\u00e1pido , los caso<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjW3p9Jed3dXZ_ZJ8bcyf4xyR9GDKlnJBn3Phlfu07cb-Q=w40-h40-c-rp-mo-br100\" alt=\"Juan Rodriguez profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Juan Rodriguez <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1691539200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->Very happy with the outcome of my case.  David and I set a settlement goal when we started my case.  David managed to settle for double our original goal! David and Jared were there whenever I had questions and never hesitated to meet with me to discuss my case.  I highly recommend this law firm.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIfuT0nN1WE2HtW6ahO-G_Xg_f16gDkU4K3pWLkGl8C=w40-h40-c-rp-mo-br100\" alt=\"Bill Halkias profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Bill Halkias <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1691193600\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-content\"> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-text\"><!-- R-CONTENT -->From the moment I called about my case Glugeth &amp; Pierguidi P.C. was amazing to work with. They gotten me what I deserve, any questions or concerns I had they answer and always reachable when needed! I highly recommend, you won\u2019t be disappointed by them. They work hard for what you deserve. Thank you for taking my case!!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-text\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <\/div> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjX2ua7agAaKYtvWXg6_69W4_ktZx30up6fMpGIcxscSuS4=w40-h40-c-rp-mo-br100\" alt=\"taisha g profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> taisha g <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <\/div>  <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div>    <\/div> <\/div> <\/template><\/pre><div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?wp-widget\" data-template-id=\"trustindex-google-widget-html\" data-css-url=\"https:\/\/www.njnylawyers.com\/wp-content\/uploads\/trustindex-google-widget.css?1787546644\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Other Driver\u2019s Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In New Jersey, once your own Personal Injury Protection (PIP) coverage is exhausted, your next potential source of compensation is the at-fault driver\u2019s liability insurance. This insurance typically comes into play when your injuries are severe enough to exceed your PIP limits or fall outside what PIP covers, such as pain and suffering.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">New Jersey law requires all drivers to carry <a href=\"https:\/\/lis.njleg.state.nj.us\/nxt\/gateway.dll\/statutes\/1\/32373\/33761?f=templates$fn=document-frameset.htm$q=%5Brank,100%3A%5Bdomain%3A39%3A6A-3%5D%20%5Bsum%3A39%3A6A-3%5D%20%5D%20$x=server$3.0#LPHit1\" target=\"_blank\" rel=\"noreferrer noopener\">minimum amounts<\/a> of liability insurance, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>$25,000<\/strong> for bodily injury per person,<\/li>\n\n\n\n<li><strong>$50,000<\/strong> for bodily injury per accident, and<\/li>\n\n\n\n<li><strong>$25,000<\/strong> for property damage.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These limits can provide essential coverage for pedestrians who suffer significant injuries.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, in severe injury cases, those policy limits may not come close to covering the full extent of your losses, especially if you\u2019ve endured surgery, rehabilitation, or long-term disability. In these situations, you may need to explore other sources of recovery, including underinsured or <a href=\"https:\/\/www.njnylawyers.com\/blog\/rideshare-accidents-involving-uninsured-drivers\/\">uninsured motorist coverage<\/a>, which we\u2019ll address next.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Uninsured and Underinsured Motorist Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Unfortunately, some drivers on New Jersey roads have no insurance or not enough to cover your losses. That\u2019s where uninsured and underinsured motorist (UM\/UIM) coverage becomes essential.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the driver who hit you fled the scene or lacked sufficient coverage, your own UM\/UIM policy can step in to pay for your medical expenses, lost income, and other damages. These policies act as a safety net, ensuring you\u2019re not left uncompensated simply because the at-fault driver failed to carry adequate insurance.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">UM\/UIM coverage can be complex to navigate. An experienced <a href=\"https:\/\/www.njnylawyers.com\/new-jersey-personal-injury-lawyers\/pedestrian-accident\/\">pedestrian accident lawyer<\/a> can review your insurance and ensure every available coverage option is used to maximize your recovery.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Were You a Pedestrian Hit By a Car? Here\u2019s What to Do After an Accident<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019ve been hit by a car, what you do immediately afterward can have a significant impact on your health and your insurance claim. Here are the most important steps to take:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Call 911 right away.<\/strong> Request medical help and ensure police respond to the scene to document the crash.<\/li>\n\n\n\n<li><strong>Seek medical treatment immediately.<\/strong> Even if you feel fine, it is essential to seek medical attention at the scene or follow up with your primary care doctor promptly.<\/li>\n\n\n\n<li><strong>Collect information.<\/strong> Get the driver\u2019s name, license plate number, insurance details, and contact information.<\/li>\n\n\n\n<li><strong>Gather evidence.<\/strong> Photograph the accident scene, <a href=\"https:\/\/www.njnylawyers.com\/blog\/pedestrian-hit-in-crosswalk-settlement\/\">crosswalks<\/a>, traffic signals, and visible injuries.<\/li>\n\n\n\n<li><strong>Obtain witness information.<\/strong> If anyone saw the accident, their statements may help your case.<\/li>\n\n\n\n<li><strong>Notify your insurance company.<\/strong> Report the accident promptly to <a href=\"https:\/\/www.njnylawyers.com\/blog\/understanding-your-rights-pedestrian-after-accident\/\">preserve your rights<\/a>.<\/li>\n\n\n\n<li><strong>Contact an attorney.<\/strong> A pedestrian accident lawyer can help determine who\u2019s responsible and ensure your claim is handled correctly.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Following these steps helps protect your health and strengthens your ability to recover fair compensation for your injuries.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Contact Us and Learn What Pedestrian Injury Coverage You Are Eligible For<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dealing with pedestrian accident insurance coverage can be frustrating, especially when companies try to deny or minimize your claim. You shouldn\u2019t have to navigate the system alone while recovering from serious injuries.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At <a href=\"https:\/\/www.njnylawyers.com\/\">Glugeth &amp; Pierguidi, P.C.<\/a>, we understand what\u2019s at stake. Our attorneys personally handle every case with care, precision, and open communication.\u00a0\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you were injured as a pedestrian in New Jersey, <a href=\"https:\/\/www.njnylawyers.com\/contact\/\">contact Glugeth &amp; Pierguidi, P.C.<\/a> today for a free consultation. We\u2019ll review your insurance options, help you file your pedestrian injury car insurance claim, and work tirelessly to secure the compensation you need to move forward.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"LegalService\",\n  \"name\": \"Glugeth & Pierguidi, P.C.\",\n  \"alternateName\": \"NJNY Lawyers\",\n  \"url\": \"https:\/\/www.njnylawyers.com\/\",\n  \"logo\": \"https:\/\/www.njnylawyers.com\/path-to-logo.png\",\n  \"image\": \"https:\/\/www.njnylawyers.com\/path-to-logo.png\",\n  \"description\": \"Glugeth & Pierguidi, P.C. is a New Jersey personal injury law firm serving clients injured in accidents throughout the state.\",\n  \"telephone\": \"201-699-5070\",\n  \"priceRange\": \"$$$\",\n  \"address\": {\n    \"@type\": \"PostalAddress\",\n    \"streetAddress\": \"5 River St, Suite 303\",\n    \"addressLocality\": \"Hoboken\",\n    \"addressRegion\": \"NJ\",\n    \"postalCode\": \"07030\",\n    \"addressCountry\": {\n      \"@type\": \"Country\",\n      \"name\": \"US\"\n    }\n  },\n  \"areaServed\": {\n    \"@type\": \"State\",\n    \"name\": \"New Jersey\"\n  },\n  \"contactPoint\": {\n    \"@type\": \"ContactPoint\",\n    \"telephone\": \"201-699-5070\",\n    \"contactType\": \"customer service\",\n    \"areaServed\": \"New Jersey\",\n    \"availableLanguage\": [\"English\", \"Spanish\"]\n  },\n  \"hasMap\": \"https:\/\/www.google.com\/maps\/search\/?api=1&query=5+River+St+Hoboken+NJ+07030\",\n  \"foundingDate\": \"2000\",\n  \"founders\": [\n    {\n      \"@type\": \"Person\",\n      \"name\": \"David J. Pierguidi\"\n    },\n    {\n      \"@type\": \"Person\",\n      \"name\": \"Jared C. Glugeth\"\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Injured in a pedestrian accident in New Jersey? We undertand you may be scared and confused on what to do next. We\u2019ll review your situation, explain your options, and handle the insurance company while you focus on healing. Schedule Your Free Consultation Free consultations \u2022 Available 24\/7 Getting hit by a car while walking can leave you with serious injuries, mounting medical bills, and endless questions about who is going to pay for it all. In New Jersey, pedestrian accident insurance coverage depends on a combination of your own policy (if you have one), the driver\u2019s coverage, and other options like uninsured motorist protection. Understanding where your compensation will come from isn\u2019t always straightforward. Between New Jersey\u2019s no-fault rules and varying insurance policies, even a minor accident can result in a major insurance headache. That\u2019s where a knowledgeable legal team makes all the difference. At Glugeth &amp; Pierguidi, P.C., we help injured pedestrians navigate the complexities of their claims. With over 30 years of combined legal experience, our attorneys know how to handle pedestrian claims efficiently and strategically. If you\u2019re struggling to get answers or a fair payout, we\u2019re here to make sure you don\u2019t get left behind. Read on to learn whether car insurance covers pedestrian accidents and, if so, what types of insurance cover pedestrian accidents. Key Points New Jersey uses a no-fault insurance system, meaning your own PIP coverage pays for medical expenses\u2014even if you were a pedestrian. You may also have access to coverage through a household member\u2019s auto insurance policy. If the driver was negligent, you can pursue a liability claim against their insurance for pain and suffering and other damages. Pedestrians without PIP coverage can still file a claim through the at-fault driver\u2019s insurance policy. A personal injury lawyer can help identify all available insurance sources and maximize compensation. Does Car Insurance Cover Pedestrian Accidents in New Jersey? Yes, car insurance generally covers pedestrian accidents in New Jersey. However, determining which policy pays depends on several factors, such as whether you have your own car insurance or if the driver was uninsured at the time of the accident. What Insurance Covers Pedestrian Accidents? When a pedestrian is hit by a car, pedestrian injury coverage may come from: Each of these options serves a different purpose and has its own limits. Understanding how they interact is key to ensuring your medical bills and related losses are fully covered. Your Personal Auto Insurance and PIP Coverage If you have a car registered in New Jersey, your Personal Injury Protection (PIP) benefits typically cover your injuries even when you\u2019re struck as a pedestrian. PIP is part of your no-fault coverage, meaning it pays for medical costs regardless of who caused the accident. Your pedestrian injury coverage under PIP may include: Standard PIP coverage can reach up to $250,000 per person per accident. However, some drivers opt for lower coverage amounts to lower their premiums. Even though you weren\u2019t driving, your PIP \u201cfollows you.\u201d It covers you while walking, biking, or even as a passenger. This immediate coverage ensures you receive medical treatment right away without waiting for fault to be determined. However, PIP doesn\u2019t cover everything. It excludes noneconomic damages, such as pain and suffering, which must be pursued separately against the at-fault driver. Other Driver\u2019s Insurance In New Jersey, once your own Personal Injury Protection (PIP) coverage is exhausted, your next potential source of compensation is the at-fault driver\u2019s liability insurance. This insurance typically comes into play when your injuries are severe enough to exceed your PIP limits or fall outside what PIP covers, such as pain and suffering. New Jersey law requires all drivers to carry minimum amounts of liability insurance, including: These limits can provide essential coverage for pedestrians who suffer significant injuries. However, in severe injury cases, those policy limits may not come close to covering the full extent of your losses, especially if you\u2019ve endured surgery, rehabilitation, or long-term disability. In these situations, you may need to explore other sources of recovery, including underinsured or uninsured motorist coverage, which we\u2019ll address next. Uninsured and Underinsured Motorist Insurance Unfortunately, some drivers on New Jersey roads have no insurance or not enough to cover your losses. That\u2019s where uninsured and underinsured motorist (UM\/UIM) coverage becomes essential. If the driver who hit you fled the scene or lacked sufficient coverage, your own UM\/UIM policy can step in to pay for your medical expenses, lost income, and other damages. These policies act as a safety net, ensuring you\u2019re not left uncompensated simply because the at-fault driver failed to carry adequate insurance.&nbsp;&nbsp; UM\/UIM coverage can be complex to navigate. An experienced pedestrian accident lawyer can review your insurance and ensure every available coverage option is used to maximize your recovery. Were You a Pedestrian Hit By a Car? Here\u2019s What to Do After an Accident If you\u2019ve been hit by a car, what you do immediately afterward can have a significant impact on your health and your insurance claim. Here are the most important steps to take: Following these steps helps protect your health and strengthens your ability to recover fair compensation for your injuries. Contact Us and Learn What Pedestrian Injury Coverage You Are Eligible For Dealing with pedestrian accident insurance coverage can be frustrating, especially when companies try to deny or minimize your claim. You shouldn\u2019t have to navigate the system alone while recovering from serious injuries. At Glugeth &amp; Pierguidi, P.C., we understand what\u2019s at stake. Our attorneys personally handle every case with care, precision, and open communication.\u00a0\u00a0 If you were injured as a pedestrian in New Jersey, contact Glugeth &amp; Pierguidi, P.C. today for a free consultation. We\u2019ll review your insurance options, help you file your pedestrian injury car insurance claim, and work tirelessly to secure the compensation you need to move forward.<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_ai_research_index":"1","footnotes":""},"categories":[23],"tags":[],"class_list":["post-1669","post","type-post","status-publish","format-standard","hentry","category-pedestrian-accidents"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pedestrian Accident Insurance in New Jersey Explained<\/title>\n<meta name=\"description\" content=\"Learn how pedestrian accident insurance in New Jersey works after a crash. 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