{"id":846,"date":"2023-08-11T04:34:08","date_gmt":"2023-08-11T11:34:08","guid":{"rendered":"https:\/\/www.njnylawyers.com\/?p=846"},"modified":"2023-09-13T04:38:33","modified_gmt":"2023-09-13T11:38:33","slug":"what-to-do-if-youre-in-an-accident-as-an-uber-or-lyft-driver","status":"publish","type":"post","link":"https:\/\/www.njnylawyers.com\/zh\/blog\/what-to-do-if-youre-in-an-accident-as-an-uber-or-lyft-driver\/","title":{"rendered":"\u4f5c\u4e3a Uber \u6216 Lyft \u53f8\u673a\u53d1\u751f\u4e8b\u6545\u65f6\u8be5\u600e\u4e48\u529e\uff1f"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.njnylawyers.com\/wp-content\/uploads\/2023\/09\/uber-lyft-1024x683.jpg\" alt=\"What to Do If You\u2019re in an Accident As an Uber or Lyft Driver\" class=\"wp-image-847\" style=\"width:300px\" width=\"300\"\/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u662f Uber \u6216 Lyft \u53f8\u673a\uff0c\u4e86\u89e3\u53d1\u751f\u4e8b\u6545\u65f6\u8be5\u600e\u4e48\u505a\u81f3\u5173\u91cd\u8981\u3002\u4e86\u89e3\u5e94\u91c7\u53d6\u7684\u6b65\u9aa4\u4ee5\u53ca\u4fdd\u9669\u653f\u7b56\u5982\u4f55\u8fd0\u4f5c\u4e5f\u5f88\u91cd\u8981\u3002\u4e24\u8005 <strong>\u7f51\u7ea6\u8f66\u516c\u53f8\u6709\u6c7d\u8f66\u4fdd\u9669<\/strong>, \u4f46\u5176\u8986\u76d6\u8303\u56f4\u4ee5\u53ca\u4f55\u65f6\u4f55\u79cd\u60c5\u51b5\u4e0b\u53ef\u80fd\u53d1\u6325\u4f5c\u7528\u5219\u5f88\u590d\u6742\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f5c\u4e3a\u4e00\u540d\u53f8\u673a\uff0c\u6211\u662f\u5426\u53d7\u5230\u4fdd\u969c\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f18\u6b65\u548c Lyft \u90fd\u8981\u6c42\u5e0c\u671b\u4e3a\u516c\u53f8\u5f00\u8f66\u7684\u53f8\u673a\u9075\u5b88\u5176\u6240\u5728\u5dde\u89c4\u5b9a\u7684\u6700\u4f4e\u4fdd\u9669\u8981\u6c42\u3002.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6bcf\u5bb6\u516c\u53f8\u4e5f <strong>\u63d0\u4f9b\u7b2c\u4e09\u65b9\u8d23\u4efb\u9669<\/strong> \u5982\u679c\u53f8\u673a\u5728\u7b49\u5f85\u63a5\u9001\u4e58\u5ba2\u3001\u524d\u5f80\u63a5\u8f7d\u4e58\u5ba2\u9014\u4e2d\u6216\u8f7d\u6709\u4e58\u5ba2\u65f6\u53d1\u751f\u4e8b\u6545\uff0c\u60a8\u53ef\u80fd\u4f1a\u60f3\uff1a\u201c\u597d\u7684\uff0c\u592a\u68d2\u4e86\uff0c\u6211\u6709\u4fdd\u969c\u3002\u201d \u4f46\u4e8b\u60c5\u6ca1\u90a3\u4e48\u7b80\u5355\u3002Uber \u548c Lyft \u7684\u7b2c\u4e09\u65b9\u8d23\u4efb\u9669\u662f\u6b21\u4e8e\u53f8\u673a\u4e2a\u4eba\u4fdd\u9669\u7684\u3002\u4f8b\u5982\uff0c, <strong>\u5982\u679c\u53f8\u673a\u9669\u62d2\u8d54\uff0c\u8be5\u6761\u6b3e\u53ef\u80fd\u9002\u7528<\/strong> \u6216\u635f\u5bb3\u8d85\u51fa\u9a7e\u9a76\u4eba\u4fdd\u5355\u9650\u989d\u3002.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f18\u6b65\u6216Lyft\u4fdd\u9669\u627f\u4fdd\u6982\u89c8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u8fd9\u9879\u653f\u7b56\u7684\u53ef\u7528\u6027\u4f1a\u4f53\u73b0\u5728\u4e09\u79cd\u4e0d\u540c\u7684\u60c5\u666f\u4e2d\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u573a\u666f #1\uff1a\u60a8\u5c1a\u672a\u767b\u5f55\u3002. <\/strong>\u5982\u679c\u4f60\u662f\u4e00\u540d\u7f51\u7ea6\u8f66\u53f8\u673a\uff0c\u4f46\u662f\u4f60\u7684\u5e94\u7528\u7a0b\u5e8f\u6ca1\u6709\u5f00\u542f\uff0c\u6216\u8005\u4f60\u6ca1\u6709\u767b\u5f55\uff0c\u90a3\u4e48\u5728\u90a3\u4e2a\u65f6\u5019\u4f60\u5c31\u4e0d\u88ab\u8ba4\u4e3a\u662f\u6b63\u5728\u5de5\u4f5c\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u4f60\u7684\u4e2a\u4eba\u6c7d\u8f66\u4fdd\u9669\u9002\u7528\u3002.<\/li>\n\n\n\n<li><strong>\u573a\u666f #2\uff1a<\/strong> <strong>\u60a8\u5df2\u767b\u5f55\u5e76\u7b49\u5f85\u8bf7\u6c42\u3002. <\/strong>\u5982\u679c\u60a8\u7684\u516c\u53f8\u5e94\u7528\u7a0b\u5e8f\u5df2\u5f00\u542f\u5e76\u4e14\u60a8\u5df2\u767b\u5f55\uff0c\u4f46\u5728\u7b49\u5f85\u4e58\u8f66\u5206\u914d\uff0c\u60a8\u901a\u5e38\u4f1a\u53d7\u5230 Uber \u6216 Lyft \u7684\u57fa\u672c\u4fdd\u5355\u7684\u4fdd\u969c\uff0c\u8be5\u4fdd\u5355\u4e3a\u6bcf\u4eba$50,000 \u7684\u8eab\u4f53\u4f24\u5bb3\u9669\u3001\u6bcf\u8d77\u4e8b\u6545$100,000 \u7684\u8eab\u4f53\u4f24\u5bb3\u9669\uff0c\u4ee5\u53ca\u6bcf\u8d77\u4e8b\u6545$25,000 \u7684\u8d22\u4ea7\u635f\u5931\u9669\u3002.<\/li>\n\n\n\n<li><strong>\u573a\u666f #3\uff1a<\/strong> <strong>\u60a8\u6b63\u5728\u524d\u5f80\u63a5\u8f7d\u5730\u70b9\u6216\u5df2\u642d\u8f7d\u4e58\u5ba2\u3002.<\/strong> \u65e0\u8bba\u60a8\u662f\u5df2\u63a5\u53d7\u4e58\u8f66\u8bf7\u6c42\u5e76\u6b63\u5728\u524d\u5f80\u63a5\u9001\u4e58\u5ba2\u7684\u9014\u4e2d\uff0c\u8fd8\u662f\u5df2\u7ecf\u8f7d\u7740\u4e58\u5ba2\uff0c\u60a8\u7684 <a href=\"https:\/\/www.njnylawyers.com\/zh\/blog\/average-settlement-for-an-uber-lyft-accident-in-new-jersey\/\">Uber \u6216 Lyft \u7684\u4fdd\u989d\u9ad8\u8fbe $1,000,000<\/a> \u7b2c\u4e09\u65b9\u8d23\u4efb\u9669\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e0\u8bba\u4e8b\u6545\u53d1\u751f\u65f6\u9a7e\u9a76\u5458\u7684\u72b6\u6001\u5982\u4f55\uff08\u4f8b\u5982\uff0c\u662f\u5426\u5df2\u767b\u5f55\u6216\u6b63\u5728\u8f7d\u5ba2\uff09\uff0c, <strong>\u5982\u679c\u4e8b\u6545\u662f\u53e6\u4e00\u540d\u53f8\u673a\u7684\u8fc7\u9519<\/strong>, \uff0c Lyft \u6216 Uber \u53f8\u673a\u53ef\u4ee5\u901a\u8fc7\u8087\u4e8b\u8f66\u4e3b\u7684\u6c7d\u8f66\u4fdd\u9669\u4e3a\u60a8\u7533\u8bf7\u8d54\u507f\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f18\u6b65\u6216Lyft\u53f8\u673a\u9047\u5230\u4ea4\u901a\u4e8b\u6545\u8be5\u600e\u4e48\u529e\uff1f\u5e94\u5bf9\u6b65\u9aa4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u77e5\u9053\u4e8b\u6545\u8be5\u600e\u4e48\u505a <\/strong>\u867d\u7136\u4e3a Uber \u6216 Lyft \u5f00\u8f66\u53ef\u4ee5\u5728\u6700\u574f\u7684\u60c5\u51b5\u4e0b\u5e2e\u52a9\u60a8\u611f\u89c9\u51c6\u5907\u66f4\u5145\u5206\u3002\u4ee5\u4e0b\u662f\u5982\u679c\u60a8\u662f Uber \u6216 Lyft \u53f8\u673a\u5728\u8f66\u7978\u4e2d\u7684\u4e94\u4e2a\u5e94\u5bf9\u6b65\u9aa4\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6709\u4eba\u53d7\u4f24\u5417\uff1f\u8bf7\u62e8\u6253911<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c3d\u7ba1\u8fd9\u53ef\u80fd\u770b\u8d77\u6765\u5f88\u660e\u663e\uff0c\u4f46\u5728\u4e8b\u6545\u7684\u6df7\u4e71\u548c\u9707\u60ca\u4e2d\uff0c\u4eba\u4eec\u611f\u5230\u50f5\u4f4f\u5e76\u5fd8\u8bb0\u8bc4\u4f30\u4f24\u60c5\u662f\u5f88\u5e38\u89c1\u4e5f\u5f88\u6b63\u5e38\u7684\u3002 <strong>\u62e8\u6253911<\/strong>. \u5373\u4f7f\u6ca1\u6709\u660e\u663e\u4e25\u91cd\u4f24\u52bf\uff0c\u60a8\u4ecd\u5e94\u81f4\u7535\u6267\u6cd5\u90e8\u95e8\uff0c\u8981\u6c42\u8b66\u65b9\u548c\u6025\u6551\u4eba\u5458\u54cd\u5e94\u4e8b\u6545\u73b0\u573a\u3002.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fdd\u6301\u51b7\u9759\uff0c\u4e0d\u8981\u627f\u8ba4\u9519\u8bef<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684 <strong>\u4fdd\u6301\u51b7\u9759\uff0c\u5934\u8111\u6e05\u9192<\/strong> \u4e8b\u6545\u4e4b\u540e\u3002B<strong>\u5728\u73b0\u573a\u8981\u5c0f\u5fc3\u8a00\u8f9e<\/strong>, \u65e0\u8bba\u5728\u4f55\u79cd\u60c5\u51b5\u4e0b\u3002\u4f60\u4e0d\u60f3\u63a5\u53d7\u8d23\u5907\u6216\u627f\u8ba4\u9519\u8bef\u3002\u5373\u4f7f\u662f\u7b80\u5355\u7684\u201c\u5bf9\u4e0d\u8d77\uff0c\u6211\u6ca1\u770b\u89c1\u4f60\u201d\uff0c\u4e5f\u53ef\u80fd\u88ab\u89c6\u4e3a\u6709\u8fc7\u9519\u3002\u8bf7\u8bb0\u4f4f\uff0c\u5373\u4f7f\u4f60\u8ba4\u4e3a\u81ea\u5df1\u77e5\u9053\u53d1\u751f\u4e86\u4ec0\u4e48\u6216\u662f\u4ec0\u4e48\u5bfc\u81f4\u4e86\u4e8b\u6545\uff0c\u4f60\u4e5f\u53ef\u80fd\u6ca1\u6709\u638c\u63e1\u5168\u90e8\u60c5\u51b5\u3002\u4fdd\u6301\u51b7\u9759\u5e76\u914d\u5408\u3002.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u83b7\u53d6\u8bc1\u4eba\u59d3\u540d\u548c\u4fe1\u606f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4f60\u5e94\u8be5\u5c1d\u8bd5\u6536\u96c6\u8bc1\u4eba\u7684\u59d3\u540d\u548c\u8054\u7cfb\u65b9\u5f0f<\/strong>, \uff0c\u5305\u62ec\u60a8\u7684\u8f66\u8f86\u4e2d\u7684\u4e58\u5ba2\u3002\u867d\u7136\u60a8\u4f1a\u6709\u8bf7\u6c42\u4e58\u8f66\u7684\u4e58\u5ba2\u59d3\u540d\uff0c\u4f46\u60a8\u53ef\u80fd\u53ea\u80fd\u83b7\u5f97\u5176\u540d\u5b57\uff0c\u800c\u65e0\u6cd5\u83b7\u5f97\u5176\u4ed6\u4e58\u5ba2\u7684\u59d3\u540d\u6216\u8054\u7cfb\u4fe1\u606f\u3002\u5982\u679c\u60a8\u8ba4\u4e3a\u6709\u76ee\u51fb\u8005\u770b\u5230\u4e86\u4e8b\u6545\uff0c\u60a8\u4e5f\u5e94\u83b7\u53d6\u5176\u4fe1\u606f\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8bb0\u5f55\u573a\u666f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4f60\u6ca1\u6709\u53d7\u4f24\uff0c\u6700\u597d\u5c3d\u53ef\u80fd\u8bb0\u5f55\u4e0b\u4e8b\u6545\u73b0\u573a\u3002\u6700\u7b80\u5355\u6709\u6548\u7684\u65b9\u6cd5\u662f\u7528\u624b\u673a\u62cd\u7167\u3002\u8fd9\u6709\u52a9\u4e8e\u65e5\u540e\u6838\u5b9e\u4e8b\u4ef6\u548c\u7ec6\u8282\u3002.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8054\u7cfb\u7f51\u7ea6\u8f66\u516c\u53f8<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65e6\u53d1\u751f\u4e8b\u6545\uff0c\u5e94\u5c3d\u5feb\u5411\u53eb\u8f66\u670d\u52a1\u516c\u53f8\u62a5\u544a\u3002\u60a8\u53ef\u4ee5\u901a\u8fc7\u62e8\u6253\u7535\u8bdd\u6216\u767b\u5f55 <a href=\"https:\/\/www.lyft.com\/arow\" target=\"_blank\" rel=\"noreferrer noopener\">Lyft\u7684<\/a> \u6216 <a href=\"https:\/\/help.uber.com\/driving-and-delivering\/article\/i-was-involved-in-an-accident---?nodeId=2264ea72-98f0-4c87-a990-d931b9237263\" target=\"_blank\" rel=\"noreferrer noopener\">Uber\u7684<\/a> \u95e8\u6237\u7f51\u7ad9\u548c\u63d0\u4ea4\u62a5\u544a\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7f51\u7ea6\u8f66\u53f8\u673a\u4e8b\u6545\u5f8b\u5e08<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728 <a href=\"https:\/\/www.njnylawyers.com\/zh\/about\/\">Glugeth &amp; Pierguidi, P.C.<\/a>, \u6211\u4eec\u7684\u6267\u4e1a\u81f4\u529b\u4e8e\u5e2e\u52a9\u4e8b\u6545\u53d7\u5bb3\u8005\u4e89\u53d6\u5e94\u5f97\u7684\u8d54\u507f\u3002\u5982\u679c\u60a8\u662f\u906d\u9047\u4e8b\u6545\u7684\u7f51\u7ea6\u8f66\u53f8\u673a\uff0c\u60a8\u53ef\u80fd\u4f1a\u4e0d\u77e5\u6240\u63aa\uff0c\u9700\u8981\u5f04\u6e05\u695a\u63a5\u4e0b\u6765\u8be5\u600e\u4e48\u505a\u3002\u522b\u62c5\u5fc3\u3002. <a href=\"https:\/\/www.njnylawyers.com\/zh\/contact\/\" rel=\"nofollow\">\u8054\u7cfb\u6211\u4eec<\/a> \u5b89\u6392\u4e00\u6b21\u514d\u8d39\u54a8\u8be2\uff0c\u8ba8\u8bba\u60a8\u7684\u9009\u62e9\u3002.<\/p>","protected":false},"excerpt":{"rendered":"<p>If you are an Uber or Lyft driver, knowing what to do in the case of an accident is essential. Understanding what steps to take and how\u00a0 insurance policies work is also important. Both rideshare companies have car insurance, but the extent of that coverage and when and how it might come into play is complicated. As a Driver, Am I Covered? Both Uber and Lyft require people who wish to drive for their companies to maintain the minimum insurance coverage required by the driver\u2019s state.&nbsp; Each company also offers third-party liability coverage if a driver causes an accident while waiting for a ride to be assigned, en route to pick up the passenger, or while driving a passenger. You might think, \u201cOK, great, I\u2019m covered.\u201d But it is not that simple. Uber and Lyft\u2019s third-party liability policy is secondary to the driver\u2019s personal insurance coverage. For instance, it may apply if the driver\u2019s coverage denies a claim or the injuries and damage exceed the driver\u2019s policy limits.&nbsp; Uber or Lyft Insurance Coverage Quick Reference Typically, the availability of this policy plays out in three different scenarios. Regardless of the driver\u2019s status at the time of the accident (e.g., logged in or transporting a passenger), if the accident is another driver\u2019s fault, the Lyft or Uber driver can file a claim for compensation through the at-fault driver\u2019s auto insurance policy. What to Do If You\u2019re in an Accident as an Uber or Lyft Driver? Steps to Take Knowing what to do in an accident while driving for Uber or Lyft can help you feel better prepared in the worst-case scenario. Below are five steps to take if you are an Uber or Lyft driver in a car wreck. Ask: Is Anyone Injured? Call 911 Although it may seem obvious, in the chaos and shock of an accident, it is common and normal to freeze up and forget to assess injuries and call 911. If there are no immediately apparent severe injuries, you should still call law enforcement for a police and paramedic response to the accident scene.&nbsp; Stay Calm and Do Not Admit Fault It is essential to remain calm and clear-headed after an accident. Be careful about what you say at the scene, no matter the circumstances. You do not want to accept blame or admit fault. Even something simple like, \u201cI\u2019m sorry I didn\u2019t see you,\u201d can be construed as guilt. Remember, even if you believe you know what happened or caused the crash, you might not have the whole picture. Remain calm and cooperative.&nbsp;&nbsp; Get Witness Names and Information You should try to gather witness names and contact information, including from any passengers riding in your vehicle. While you will have the name of the person who requested the ride, you will likely be limited to their first name and will not have other passengers\u2019 names or contact information. If you believe eyewitnesses saw the crash, you should also obtain their information. Document the Scene If you are uninjured, it is a good idea to document what you can of the accident scene. The simplest, most effective way is to take photos with your phone. This can help with verifying events and details later on.&nbsp; Contact the Rideshare Company You should report the incident to the rideshare company as soon as you can after the accident. You can do so by calling or logging into Lyft\u2019s or Uber\u2019s portal and filing a report. Rideshare Driver Accident Attorneys At Glugeth &amp; Pierguidi, P.C., we have dedicated our practice to helping accident victims seek the compensation they deserve. If you are a rideshare driver in an accident, you may be overwhelmed and need clarification about what to do next. Don\u2019t fret. Contact us to schedule a free consultation to discuss your options.<\/p>","protected":false},"author":2,"featured_media":847,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_ai_research_index":"1","footnotes":""},"categories":[16],"tags":[],"class_list":["post-846","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-motor-vehicle-accidents"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What to Do If You\u2019re in an Accident As an Uber or Lyft Driver<\/title>\n<meta name=\"description\" content=\"Involved in an Accident as an Uber or Lyft Driver? Follow These Steps for Guidance. Need legal advice? 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