If you’ve been through a car accident, the physical injuries may only be part of your struggle. Emotional distress, such as anxiety, depression, post-traumatic stress disorder (PTSD), and even the inability to enjoy life the way you used to, can linger long after the wreck. Understandably, many accident victims wonder, How much can I sue for emotional distress after a car accident?
At Glugeth & Pierguidi, P.C., attorneys Jared Glugeth and David Pierguidi have decades of experience helping accident victims pursue justice. We know that your pain goes beyond medical bills; it often extends into the emotional toll of what you’ve endured. Our role is to listen to your story, explain your legal options, and fight for the fair compensation you deserve.
Emotional Distress Is Real but Hard to Quantify
Car accidents are disruptive events. Even when your physical injuries heal, emotional scars can linger. According to one recent study, 26% of motor vehicle accident survivors develop PTSD symptoms. Anxiety, panic attacks, flashbacks, and trouble sleeping are common.
Yet, unlike medical bills or car repair receipts, emotional distress does not come with a clear price tag. That’s why many victims wonder if they can claim emotional distress after a car accident. The answer is yes. Under New Jersey law, victims of negligence can seek compensation for both economic damages (like hospital bills) and noneconomic damages (such as pain, suffering, and emotional trauma).
Juries may award damages for “pain and suffering, disability, impairment, loss of enjoyment of life, and emotional distress.” That means your mental and emotional harm is recognized as compensable.

Understanding Emotional Distress Claims In New Jersey
Filing a lawsuit for compensation after an accident in New Jersey is not generally your first step. New Jersey is a “no-fault” insurance state, which means your own vehicle insurance policy’s personal injury protection (PIP) coverage generally pays for your medical expenses regardless of who was responsible for the accident.
However, you may be able to pursue additional compensation, such as emotional distress and other forms of pain and suffering, if your injuries meet certain thresholds under New Jersey’s verbal threshold law. The exceptions in which noneconomic damages can be sought in New Jersey are death, dismemberment, significant disfigurement or scarring, displaced fractures, loss of a fetus, or permanent injury other than scarring or disfigurement.
How Much Can I Sue for Emotional Distress After a Car Accident?
At Glugeth & Pierguidi, P.C., we guide clients through lawsuits for emotional distress. While there is no universal formula, certain factors influence emotional distress settlement amounts:
- Severity of the accident. Was it a minor fender bender or a catastrophic collision?
- Extent of emotional harm. Have you been diagnosed with PTSD, depression, or anxiety?
- Duration of impact. Are symptoms temporary, or will they affect you for years?
- Supporting evidence. Medical records, therapist notes, prescriptions, and testimony from family or co-workers can strengthen your case.
- Economic losses. Lost wages or diminished earning capacity tied to your emotional condition also play a role.
Insurance companies take these factors into account when calculating proposed emotional pain and suffering settlement amounts.
How Emotional Distress Settlements Work
Emotional distress settlement amounts vary widely, from a few thousand dollars in less severe cases to hundreds of thousands, or even millions, in cases involving catastrophic injuries.
Many people worry that because emotional pain is invisible, it’s hard to prove. The law recognizes this concern, which is why evidence is key. Important documentation includes:
- Medical and psychological records—proof of counseling, diagnoses, or medication;
- Expert testimony—evidence from psychologists or psychiatrists explaining the depth of your suffering;
- Personal journals—daily notes about your anxiety, nightmares, or inability to enjoy life; and
- Witness statements—testimony from family or friends who have seen the changes in you.
With these pieces in place, your lawyer can argue for a fair emotional pain and suffering settlement.
Why Legal Representation Matters
Without legal help, insurance companies may try to minimize or dismiss your emotional trauma. They often argue that distress is “subjective” or not as important as physical injuries. But an experienced attorney knows how to connect the dots, showing how your mental health struggles stem directly from the accident.
At Glugeth & Pierguidi, P.C., we meticulously prepare every case for both negotiation and trial. By gathering strong evidence of your emotional distress, we position you to achieve a fair outcome. Our reputation for excellence in New Jersey courts means insurers take us seriously.
Achieving Fair Compensation
The ultimate goal of filing an emotional distress claim is to restore fairness. Money cannot erase trauma, but it can provide access to mental health treatment, cover lost wages, and compensate for the very real pain you’ve endured.
The answer to how much you can sue for emotional distress after a car accident depends on your unique situation. With strong legal advocacy, your settlement can reflect the true cost of your suffering.
Taking the Next Step
If you’ve been struggling since your accident, you don’t have to face this battle alone. At Glugeth & Pierguidi, P.C., we take the time to listen to your story, build a personalized legal strategy, and fight for your right to compensation.
We’ve seen firsthand how emotional trauma affects our clients’ lives. That’s why we are committed to pursuing justice, not just for your physical injuries, but for the hidden wounds as well.
Call Glugeth & Pierguidi, P.C. Today
If you want to understand more about what your claim is worth, our attorneys, David Pierguidi and Jared Glugeth, are ready to evaluate your case, explain your options, and pursue the maximum compensation available under New Jersey law. We have recovered over $100 million on behalf of our clients, and we know what it takes to maximize the value of your claim.
Contact Glugeth & Pierguidi, P.C. today for a free consultation. Let us guide you toward healing and justice.


