| Read Time: 4 minutes | Car Accidents

If you or someone you love sustained a hip injury in a New Jersey car accident, you’re likely focused on one thing: How much compensation will I get for a hip replacement? These injuries are painful, disruptive, and expensive. You deserve to understand what a fair settlement might look like and how New Jersey law affects your potential claim. The average compensation for hip injury depends on several key factors, including medical expenses, long-term mobility loss, and the level of fault assigned to each party.

Injury claims involving the hip often result in higher payouts than other types of car accident injuries. The joint plays a critical role in nearly every physical movement, and its damage can lead to chronic pain, joint instability, or the need for full replacement surgery. A serious hip injury can alter the course of your life, and the settlement should reflect that impact.

Hip Injury Claims Often Involve Significant Medical and Lifestyle Losses

Hip injuries range from severe contusions to full joint fractures. In many cases, they can result in total hip replacement. Car accident victims often experience:

  • Acetabular fractures,
  • Hip dislocations,
  • Labral tears,
  • Femoral neck fractures, and
  • Pelvic instability.

Each condition involves different treatment needs, but all can require surgery, rehabilitation, and long-term care. A hip fracture may keep you out of work for months. A joint replacement may mean mobility restrictions for the rest of your life. These consequences shape the value of your hip injury claims in court or settlement negotiations.

Average Compensation for Hip Injury After a Car Accident in New Jersey

What Do Courts Take into Consideration?

In New Jersey, courts consider how the injury has disrupted your life, both now and in the future. Someone who worked in a physically demanding job before the accident may receive more than someone who was already retired, not because their pain is more significant, but because their lost earnings potential is more measurable. Settlement amounts must consider real losses, including financial, physical, and emotional costs.

Medical Costs, Lost Income, and Pain Shape the Hip Injury Car Accident Settlement

The hip injury car accident settlement hinges on the documented harm you suffered. While insurers may offer quick settlements, they rarely reflect the long-term costs of living with a permanently compromised joint. Insurance companies often consider your immediate medical bills, but New Jersey law requires a broader calculation.

Factors influencing compensation amounts include:

  • Current and future medical expenses;
  • Surgical procedures and assistive devices;
  • Physical therapy and mobility training;
  • In-home modifications or care;
  • Missed wages and reduced earning capacity; and
  • Emotional pain, frustration, and reduced quality of life.

Settlements are not one-size-fits-all. A 25-year-old construction worker who undergoes hip replacement surgery will have a very different outcome from a 70-year-old who suffers a stable hairline fracture. The law allows both to recover, but compensation reflects how much their lives have changed.

Common Settlement Ranges and the Average Payout for a Broken Hip

No two cases are identical, but recent data from comparable claims can provide a general benchmark. The average payout for broken hip injuries resulting from motor vehicle crashes can reach low six-figure amounts. Cases involving permanent disability or multiple surgeries may exceed hundreds of thousands of dollars.

Settlements on the lower end of the spectrum typically involve non-displaced fractures that heal fully with limited intervention. Higher-value settlements often include one or more of the following:

  • Total hip replacement surgery,
  • Evidence of long-term chronic pain,
  • Loss of ability to return to work,
  • Multiple failed procedures or hardware complications, and
  • Documented depression or anxiety following the injury.

Settlements can be higher when the injured person was not at fault or when liability is clear. On the other hand, if the injured party shares some blame for the accident, New Jersey’s modified comparative fault rule can reduce the final recovery amount.

New Jersey Law and Its Role in Determining Settlement Value

The state applies a modified comparative negligence standard to determine liability. You cannot recover damages if you are more than 50% responsible for the crash. If you are 50% or less at fault, your recovery is reduced by your percentage of responsibility.

For example, if you are awarded $200,000 for your hip injury but held 30% responsible for the crash, your final recovery would be $140,000. Understanding how to evaluate fault is critical to estimating your settlement range.

Long-Term Consequences Increase the Average Compensation

The average compensation for a hip injury reflects more than a simple breakdown of bills. Long-term limitations add to the value of your claim. Restricted mobility, an inability to exercise, or loss of independence can change every part of your day. These damages are harder to quantify, but they are no less real.

A well-supported injury claim will not just include your MRI results and physical therapy invoices. It will also present detailed documentation of your lifestyle changes, such as:

  • Needing help cleaning your house, 
  • Being unable to drive, or 
  • Missing important family activities.

Evaluating these losses takes skill and experience and deserves recognition in any settlement. Your legal team must understand the medical challenges of hip injury recovery and how to translate those challenges into persuasive claims.

Hip Injuries Often Affect More Than One Area of Life

Car accident victims who suffer severe hip trauma often report other injuries as well. Back, pelvis, and leg injuries frequently accompany hip damage in front-end and side-impact crashes. These secondary conditions may complicate recovery and increase the value of your claim.

Settlements may also account for future surgeries, including hip revision procedures. You may need another operation if the initial replacement wears down, becomes infected, or fails over time. Anticipating and including these possibilities in your claim can protect you from unexpected financial strain years after the crash.

Start Building a Claim That Reflects What You’ve Lost

If you’re recovering from a serious hip injury after a crash, your focus should be on healing, not fighting with insurance companies. Settlement offers that come too early often miss the long-term consequences of living with chronic pain, limited movement, or the need for future surgeries. A properly documented claim, backed by strong medical evidence and a clear picture of how your life has changed, can make a meaningful difference. The team at Glugeth & Pierguidi, P.C. understands how to evaluate hip injury cases and fight for the full compensation you deserve. Contact us today to learn how we can help you.

Author Photo

David Pierguidi and Jared Glugeth understand how hard it may be for you and your family following an accident resulting from someone’s negligent actions. Get the medical treatment you need right away and then call our law firm at any time of day for answers to your questions.

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