| Read Time: 5 minutes | Car Accidents
What Is the Average Settlement for a Car Accident in New Jersey

Being involved in a car accident is emotionally stressful and physically taxing. Plus, you likely have medical bills and other costs. If you pursue a personal injury claim, you may be eligible for compensation to cover your medical bills, lost wages, and other related damages. Understandably, prospective clients want to know how much they will receive if they pursue a personal injury case. However, there is no such thing as an average settlement for a car accident in New Jersey. Each accident case and client is unique. The compensation you might receive varies based on your specific circumstances. Below, the attorneys at Glugeth & Pierguidi, P.C. describe the factors affecting car accident settlements in New Jersey. Speak with our car accident attorneys today!

What Factors Impact NJ Settlements for Car Accidents 

It is important to understand how attorneys and insurance companies calculate settlement amounts and what you may be able to recover for damages. Most commonly, your settlement depends on the extent of your injuries, damages, liability, and available insurance coverage

Injury Type and Severity

The severity of your injuries forms the basis for calculating a potential settlement. Severe or life-altering injuries may result in higher settlements than minor ones. For example, a broken finger may have fewer related costs than a broken back.

Suppose at the time of the accident, you already suffer from an injury with long-term effects, such as chronic pain or disability. This may also impact your potential recovery. The other driver wouldn’t be responsible for your prior chronic pain. They’d only be liable if they worsen your condition. 

I think this Law Firm is great they got me twice the money that other law firms have quoted and it didn't take that long either once Jared got my case he worked diligently for my child to get the money that she deserved thanks Jared
Elizabeth Btw
Elizabeth Btw
Really nice and caring staff. Got my case resolved in a few months. Highly recommend the team!
Riya Tiwari
Riya Tiwari
My Wonderful Lawyer, Mr. Gary Basso, Esq. (Bronx, NY) Referred me to Medical Malpractice Attorney, Mr. David Pierguidi, Esq. of The Glugeth & Pierguidi Law Firm. Mr. Pierguidi went right to work on my Case and put in alot of time and effort. He Successfully Settled my Case with the Best Possible Outcome and Monetary Award. I found David to be Very Kind, Caring, and a true Expert in his Field. I can't Thank him enough! Ellen S. Friedman
Ellen Friedman
Ellen Friedman
Honestly, a solid experience working with this firm. Very knowledgeable and dedicated to their clientele. I would suggest to me friends and family in the future, for sure! David is the real MVP! Thank you guys very much for your support, professionalism and patience.
Justin Velez
Justin Velez
Estoy muy agradecido con el equipo de Glugeth & Pierguidi, por que me brindaron un gran apoyo en mi caso, son un equipo integro, tienen un amplio conocimiento y experiencia en casos reales que conllevo a lograr el triunfo en mi caso. Los puedo recomendar completamente, se que hacen lo mejor para uno, les expreso mi mas profundo agradecimiento y con el corazón anhelo que Dios los bendiga, se merecen muchos triunfos y bendiciones. Muchas gracias
Fernando Pena
Fernando Pena
I strongly recommend Jared Glugeth,and his legal team. they were very professional, informative, and caring. thank you guies, and i wish you God's richest blessing.
Lancelot Wright
Lancelot Wright
I highly recommend Jared, who was very consultative and professional when he represented me during my accident case. He communicated the process very clearly with me and looked out for my interests, resulting in a favorable outcome.
Isabelle Albert
Isabelle Albert
Muy bueno , los recomiendo, trabajas muy rápido , los caso
Juan Rodriguez
Juan Rodriguez
Very happy with the outcome of my case. David and I set a settlement goal when we started my case. David managed to settle for double our original goal! David and Jared were there whenever I had questions and never hesitated to meet with me to discuss my case. I highly recommend this law firm.
Bill Halkias
Bill Halkias
From the moment I called about my case Glugeth & Pierguidi P.C. was amazing to work with. They gotten me what I deserve, any questions or concerns I had they answer and always reachable when needed! I highly recommend, you won’t be disappointed by them. They work hard for what you deserve. Thank you for taking my case!!
taisha g
taisha g


You’re entitled to recover all damages related to the accident. Typical damages in a car accident include: 

  • Medical expenses, such as hospital bills, doctor’s visits, medications, diagnostic testing, and physical therapy;
  • Lost wages, including future loss of earning capacity; 
  • The cost of repairing or replacing your vehicle and any other damaged property; and
  • General damages, such as physical and emotional pain, loss of consortium, or loss of enjoyment of life. 

Even in similar accidents, damages differ drastically. That is why calculating an average New Jersey car accident settlement is complicated. 


The third factor that impacts your potential settlement is the issue of liability. Your possible compensation depends on who was at fault for the crash and whether you played a role in causing the accident. Two accidents with similar damages and injuries could resolve for vastly different amounts depending on who was liable. 

car accident settlement factors


Most car accident cases rely on the negligence standard. To prove negligence, you must show the following: 

  • The driver owed you a duty of care to drive safely or follow the rules of the road,
  • They breached that duty,
  • Their breach caused the accident, and
  • You suffered damages from the accident. 

You must prove all elements to prevail on liability. That requires strong evidence, such as police reports, witness statements, photographs from the crash scene, and medical records documenting your injuries. Plus, you’ll need proof of your income if you claim lost wages due to your injury. 

Comparative Fault

New Jersey uses a modified comparative negligence system in calculating damages. Under this system, an injured person cannot recover any damages for their injuries if they are more than 50% responsible for the accident. This applies even if the other driver was also careless. 

The modified comparative negligence system assigns a percentage of fault to both parties. If an injured person can prove that the other driver was 50% or more at fault, they may be eligible for compensation. Compensation, however, is proportionate to the relative blame assigned to each party. For example, let’s say your total damages are $100,000. If you are 30% responsible for the collision, you could receive 70% of their damages, or $70,000. If you’re 51% or more responsible, you will receive nothing. 

New Jersey Automobile Insurance 

Auto insurance may affect your potential settlement. Insurers are notorious for trying to undervalue insurance claims. Typically, they try to get injured parties to accept low settlement offers to keep their costs down. You may not even know the extent or long-term consequences of your injuries when you get an insurance settlement offer.

New Jersey’s no-fault car insurance system also can complicate settlements. Generally, most drivers must purchase personal injury protection and file a claim with their own insurance company for physical injuries arising from any car accident. 

This system also limits your ability to sue the other party for your injuries, except if your injuries are significant. Accident injuries that allow you to circumvent the regular no-fault system include:

  • A displaced fracture,
  • The loss of a limb,
  • Permanent disfigurement,
  • Permanent injury, or
  • Death.

Drivers can opt out of the no-fault insurance system, which also has drawbacks. 

An attorney can help you negotiate with insurance companies to maximize your compensation. You should speak with a New Jersey car accident attorney for more information on pursuing a personal injury claim in a no-fault system. 

What Is the Statute of Limitations in New Jersey for Car Accidents?

The statute of limitations in New Jersey for car accidents is typically two years from the accident date. That means you must file a lawsuit within two years of the car accident or risk losing your right to compensation. 

Some cases have a different filing deadline, sometimes less than two years. For example, in an accident with a vehicle owned by a government entity, you might only have six months to file a claim. Act quickly and speak with a New Jersey car accident lawyer as soon as possible after a car accident to ensure that you meet the deadline for filing a lawsuit. 

How a New Jersey Car Accident Lawyer Can Help

Hiring an experienced attorney is an essential step following a car accident. You need someone who can help you calculate the value of your case. An attorney can help you account for the damages in your case and estimate the maximum amount of compensation. A lawyer also can help by gathering evidence to prove liability, negotiating with insurance companies on your behalf, and representing you in court if necessary. 

Contact Our New Jersey Car Accident Lawyers Today 

If you suffered car accident injuries, it’s crucial to understand your potential settlement value. Rather than look online for an average settlement for a car accident in New Jersey, contact Glugeth & Pierguidi, P.C. Our skilled team of New Jersey car accident lawyers has years of experience assisting injured victims like you. Don’t let someone else’s careless actions keep you from getting justice. Contact our office today to schedule a consultation and get the help you need. 

Author Photo

David Pierguidi and Jared Glugeth understand how hard it may be for you and your family following an accident resulting from someone’s negligent actions. Get the medical treatment you need right away and then call our law firm at any time of day for answers to your questions.

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