New Jersey law mandates a tiered insurance structure depending on the driver’s status at the time of the crash. If the driver is offline, their personal auto insurance applies.
For drivers logged into the app but not on a ride, limited coverage kicks in (e.g., up to $50,000 per person or $100,000 per crash).
Once the driver accepts a ride or is actively transporting passengers, the rideshare company’s full liability policy—often $1.5 million—becomes primary.
In some cases, Uber or Lyft could be held directly liable under negligent hiring or supervision theories.
The minimum amount a driver must carry is $15,000, but drivers can purchase up to $250,000. In this circumstance, the driver must have applied for a Ride Sharing Endorsement as part of their insurance policy.
If they do not have this coverage, or the driver’s insurance refuses to pay for your injuries for any other reason, you may have to seek compensation from Uber or Lyft insurance. This is also true if the cost of your injuries exceeds the insurance policy coverage limits.
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I think this Law Firm is great they got me twice the money that other law firms have quoted and it didn't take that long either once Jared got my case he worked diligently for my child to get the money that she deserved thanks Jared
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Elizabeth Btw
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Really nice and caring staff. Got my case resolved in a few months. Highly recommend the team!
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Riya Tiwari
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My Wonderful
Lawyer,
Mr. Gary Basso, Esq. (Bronx, NY)
Referred me to
Medical Malpractice
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Mr. Pierguidi went right to work on my Case and put in alot of time and effort.
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Ellen S. Friedman
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Ellen Friedman
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Honestly, a solid experience working with this firm. Very knowledgeable and dedicated to their clientele. I would suggest to me friends and family in the future, for sure! David is the real MVP! Thank you guys very much for your support, professionalism and patience.
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Justin Velez
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Estoy muy agradecido con el equipo de Glugeth & Pierguidi, por que me brindaron un gran apoyo en mi caso, son un equipo integro, tienen un amplio conocimiento y experiencia en casos reales que conllevo a lograr el triunfo en mi caso. Los puedo recomendar completamente, se que hacen lo mejor para uno, les expreso mi mas profundo agradecimiento y con el corazón anhelo que Dios los bendiga, se merecen muchos triunfos y bendiciones. Muchas gracias
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Fernando Pena
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I strongly recommend Jared Glugeth,and his legal team.
they were very professional, informative, and caring.
thank you guies, and i wish you God's richest blessing.
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Lancelot Wright
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I highly recommend Jared, who was very consultative and professional when he represented me during my accident case. He communicated the process very clearly with me and looked out for my interests, resulting in a favorable outcome.
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Isabelle Albert
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Muy bueno , los recomiendo, trabajas muy rápido , los caso
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Juan Rodriguez
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Very happy with the outcome of my case. David and I set a settlement goal when we started my case. David managed to settle for double our original goal! David and Jared were there whenever I had questions and never hesitated to meet with me to discuss my case. I highly recommend this law firm.
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Bill Halkias
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From the moment I called about my case Glugeth & Pierguidi P.C. was amazing to work with. They gotten me what I deserve, any questions or concerns I had they answer and always reachable when needed! I highly recommend, you won’t be disappointed by them. They work hard for what you deserve. Thank you for taking my case!!
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taisha g
Uber or Lyft Insurance Claims in New Jersey
网约车正成为一种越来越受欢迎的出行方式。全球网约车行业的市场规模预计将增长超过 百分之一百一十五 between 2021 and 2026. The market value is expected to amount to around 185 billion dollars in 2026.
Because of the prevalence of Uber and Lyft users across New Jersey, 2017年通过的一项法律规定，如果乘客在拼车事故中受伤，将获得医疗保险，最高可达$150万美元的医疗费用。即使司机没有汽车保险，拼车公司也会有。.
Who is liable in an Uber accident in New Jersey?
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Liability depends on what the Uber driver was doing at the time of the collision. If the driver was offline, their personal insurance generally applies. If they were logged into the app or transporting a passenger, additional rideshare insurance may provide coverage. A New Jersey Uber accident law firm can investigate the driver’s status and identify every available insurance policy.
What insurance covers Uber accidents in New Jersey?
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Insurance coverage depends on whether the driver was offline, waiting for a ride request, traveling to pick up a passenger, or actively transporting one. Coverage limits increase significantly once the driver accepts a ride. A New Jersey Uber accident law firm can determine which policy applies to your claim.
Can Uber be held directly liable after a crash?
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Possibly. While many claims focus on insurance coverage, Uber may also be held directly responsible in certain circumstances involving negligent hiring, supervision, or other corporate negligence. An experienced New Brunswick Uber accident lawyer can evaluate whether Uber itself may share liability.
What law governs Uber liability in New Jersey?
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The Transportation Network Company Safety and Regulatory Act establishes many of the insurance and operational requirements for rideshare companies operating in New Jersey. These laws help determine what insurance coverage is available after an accident. A New Brunswick Uber accident lawyer can explain how these laws affect your specific case.
Are there legal pitfalls I should know about after an Uber accident?
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Yes. Arbitration provisions contained within rideshare user agreements and other legal issues may affect how your claim proceeds. Before accepting any settlement or signing documents, speak with a New Jersey Uber accident law firm to fully understand your legal options.
Can passengers file a claim after an Uber accident?
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Yes. Injured passengers are often entitled to pursue compensation regardless of whether the Uber driver or another motorist caused the collision. A New Brunswick Uber accident lawyer can identify all available insurance coverage and pursue compensation for your injuries.
Can another driver sue after being hit by an Uber vehicle?
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Yes. Drivers injured by negligent Uber drivers may be able to recover compensation for medical bills, lost income, and pain and suffering. New Brunswick Uber accident lawyers regularly investigate these crashes to determine liability and available insurance coverage.
What evidence is important in an Uber accident claim?
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Important evidence includes the police report, witness statements, medical records, photographs, app activity, GPS records, dash camera footage, and cell phone data. A New Jersey Uber accident law firm can move quickly to preserve this evidence before it disappears.
How much compensation can I recover after an Uber accident?
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Depending on your injuries, you may recover compensation for medical expenses, lost wages, future treatment, pain and suffering, emotional distress, and other damages. A New Brunswick Uber/Lyft accident lawyer can evaluate the full value of your claim and fight for maximum compensation.
Why should I hire an attorney for an Uber accident case?
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Uber accident claims often involve multiple insurance companies, complicated liability issues, and corporate legal teams. Working with experienced New Brunswick Uber accident lawyers allows you to focus on your recovery while your legal team investigates the crash, negotiates with insurers, and pursues the compensation you deserve.
