A car accident can happen in the blink of an eye, leaving you or a loved one with injuries, mounting medical bills, and uncertainty about the future. You’re not alone if you’re wondering, “Should I get an attorney for a car accident?” Many New Jersey residents face this question after a crash, unsure if hiring a lawyer is necessary or worth the investment. The truth is, in many cases, having an attorney on your side can make all the difference in securing fair compensation and ensuring your rights are protected.
At Glugeth & Pierguidi, P.C., we understand the challenges accident victims face, and we’re here to help. But how do you know if it’s the right time to get legal help? Let’s walk through the signs that it’s time to call a car accident lawyer in New Jersey.
Serious Injuries and Medical Treatment
If your accident resulted in serious injuries requiring medical attention, you should consider hiring an attorney immediately. These injuries can have long-term effects, including ongoing treatment, physical therapy, and loss of income if you’re unable to work. Without legal representation, it’s easy to underestimate the true cost of your injuries. Insurance companies often offer quick settlements, but these are typically far less than you deserve.
An experienced attorney will help calculate the full scope of your damages, including future medical expenses and lost wages. This ensures you don’t settle for less than you need to recover fully.
Disputed Liability
One of the most critical moments to ask yourself, “Should I get an attorney after a car accident?” is when fault for the accident is in dispute. In New Jersey, car accident claims are subject to a modified comparative negligence rule. If you are found to be more than 50% at fault, you cannot recover compensation from the other driver. If you are less than 50% at fault, your compensation will be reduced by your percentage of fault.
This makes it essential to have an attorney on your side to build a strong case and prevent you from being wrongfully blamed for the accident.
Dealing with Insurance Companies
Insurance companies are not on your side. They aim to minimize payouts, even when their client is at fault. If you’re dealing with pushy adjusters or facing a lowball offer, this is a clear sign that you should get a lawyer. The moment you start dealing with an insurance company that doesn’t take your injuries or claim seriously is the moment you should consider legal help.
An attorney can handle all communications with the insurance company, ensuring that your claim is taken seriously and that you are treated fairly throughout the process.
Complex Legal and Insurance Issues
Some car accidents involve legal complexities that go beyond the average fender-bender. For example, determining liability can become a tangled process if your accident involves multiple vehicles, commercial trucks, or pedestrians. Similarly, accidents where the other driver is uninsured or underinsured require careful navigation of New Jersey’s insurance laws.
If you find yourself in one of these complicated situations, asking, “Is it worth getting an attorney for a car accident?” the answer is almost always yes. A lawyer will help you understand the legal landscape and ensure your rights are protected, regardless of how complicated the case becomes.
I Was in a Car Accident: Should I Get a Lawyer for Minor Injuries?
Even if your injuries seem minor, speaking with an attorney can still be beneficial. What may appear to be a minor injury could worsen over time, and you could find yourself with unexpected medical bills or lost income due to the long-term effects of the accident.
In New Jersey, the statute of limitations for filing a personal injury claim is two years from the date of the accident, meaning that if you don’t act quickly, you may lose your opportunity to seek compensation. If you’re unsure whether your injury will lead to ongoing issues, consulting with an attorney early can provide peace of mind and valuable guidance on the next steps.
Do I Need a Lawyer After a Car Accident If I’ve Already Filed a Claim?
Even if you’ve already started the claims process independently, it’s not too late to get legal help. If you find the insurance company dragging its feet, denying your claim, or offering less than you deserve, an attorney can step in and fight for you. Insurance companies generally assume you are going to take whatever they offer. It is important to never settle for less than what you are rightfully entitled to. Once you accept a settlement offer, you usually cannot go back and ask for more.
Many people think they can handle everything themselves, only to realize too late that they are being taken advantage of. If you’re asking, “Do I need a lawyer after a car accident?” because your claim has stalled or been denied, it’s time to contact an attorney.
Wondering When to Get a Lawyer for a Car Accident in New Jersey? Contact Glugeth & Pierguidi, P.C.
If you or a loved one has been involved in a car accident and you’re unsure about your next steps, reach out to Glugeth & Pierguidi, P.C. for a free consultation. We will evaluate your case, explain your options, and help you decide if hiring an attorney is right for you.
Our New Jersey car accident lawyers, Jared Glugeth and David Pierguidi are dedicated to representing accident victims with the personalized attention they deserve. From day one, you’ll work with one of our partners—never handed off to an associate attorney or legal assistant. We understand what’s at stake and will fight tirelessly to secure the compensation you need to recover.
Call us today to discuss your case and find out how we can help.